Best way to protect our podcast - Get insurance?

[Podnutter]

I was reading another thread here on the IAIB Forum and the Adam Carolla situation was being discussed. Spencer brought up an interesting point to how we can protect our self along with our podcast.

Here is what spencer said :
"First of all, how is it that Adam Carolla wasn't advised to purchase intellectual property insurance, including patent infringement protection(covering a patent infringement complaint against him or his company)?"

Is this the way we can protect our butts? If we are serious podcasters (not doing it for hobby but doing it for a job) should we all be looking into insurance to protect us from patent trolls along with everything else that could go wrong?